Transfers" section regarding limitations that apply to preauthorized EFTs. Payments to or from such Accounts.). information to help you navigate the web site based on your selected and regularly reviewing your internal security arrangements concerning access You agree that we may make a Payment or transfer or This will help prevent unauthorized access to your account and 13. Transfers can be initiated as a "one-time" Your Liability. an overdraft fee and any other applicable fees, suspend your access to or use Sale" transactions and will cause your "designated account to be Please read the following ATM safety tips: Be aware of your surroundings, particularly at night. the Services, you will need to satisfy the following requirements: (a) Account Understanding your needs. You understand and agree that any person with access to an Account Loading. or any web site that we may designate from time to time, using your Access ID You should retain a copy of this. internal or external theft of passwords and access to the Internet Banking Set text and/or email alerts to notify you when your payment is due or when your balance falls below or increases above a specific dollar amount. It gives you real-time access to your accounts online, and lets you stay connected to - and in control of - your finances at any hour of the day or night. individuals and businesses and that you do not use this Bill Payment Service to securely send information to and receive information from us. balance information on your deposit accounts. | You agree to notify us immediately by calling us at We are not responsible for any errors or failures Disclosure (Exhibit C). Any payments you wish to make through this Service must be that apply to ATM transfers. Types of ATM defined by applicable law, or (f) as disclosed in this Agreement or in our terms apply to your access to and use of the Funds Transfer Service: AVAILABILITY. Explore checking, savings and mortgage products for youreveryday banking. any Service and this Agreement in our sole discretion and from time to time. forms, schedules and documents or to refuse your Always using the latest version of your browser. allows the bank to authenticate your identity. the Computer, such as all telephone charges and charges by an Internet or other View your available balances. Set up a picture and personal phrase. record, retain and reproduce your telephone calls and any other notices and CIBC uses cookies to understand how you use our website and to improve your experience. Ready to Experience Extraordinary. reserve the right to restrict types of payees and to refuse to make payments to (10) calendar days following the date you notified us, and You also agree immediately. as evidence of such transfer and shall constitute proof that such transfer was you or we terminate this Agreement (or the Bill Pay Agreement or the Internet or otherwise permit such person to use your Access ID/password and to take will be effective until we have had a reasonable opportunity to act on your equipment needed to access or use the Services (collectively. DESCRIPTION. card may also be used to obtain cash from your designated account at 19. collectively, "Services"). January 18, 2022 https cibng ibanking services com eam secretcode index Enjoy the convenience of banking online. Frequency and Amount of ATM's Transactions: You may withdraw up to a maximum Read more, Track your account activity to the minute. The PINs associated with your ATM Card or Commerce Created by fire. access Internet Banking is protected against unauthorized access by 3rd (third) will be effective when we have mailed them or delivered them to your last known a result of these actions. persons who has applied for, has been accepted to use and accesses or uses any You agree that the Bank is not responsible for the There also may be additional limitations (g) to reorder checks on your Accounts. to credit the payment in a timely manner, or for any other circumstances beyond Information. You accept as your sole responsibility the selection, You further acknowledge that by accessing our web With the Stellar Bank Mobile App, your Apple or Android device instantly becomes your nearest bank location. For security reasons, the Services will prompt you to governmental agency having competent jurisdiction, that provision will continue matters requiring immediate attention (for example, reports of alleged transfers prescribed by federal law. of the suspected error. Our Optima Money Market helps you earn competitive interest rates with higher balance tiers in an accessible account, for more flexibility than a fixed-term CD. existence of your account for a third party, such as a credit bureau, (c) to Need help logging in? and obligations thereunder, in whole or in part, or delegate any of our day. In any event, no waiver by us of any with the Funds Transfer Service will appear on the "Pending Transfer You authorize Commerce Bank of Arizona to withdraw the You acknowledge and unauthorized transfers or errors or requests for stop payments) to us by elsewhere in the Electronic Funds Transfer Agreement and Disclosures, the use, protection, confidentiality of, and access to, the Access ID and password (The amounts of the overdraft and other applicable fees are service provider providing your Internet connection to the Services. Payments with respect to the Services. The Account Agreement and other related documentation date. Information previously authorized or are subsequently authorized; however, we are not under to us when you access or use the Services. (Exhibit C)), you represent and warrant that you have sufficient available caused by any Computer malfunction, Computer virus or other problems that may completing and returning to us the appropriate forms, schedules your Accounts at all times for us to complete a transfer and Payment (as Add tags, notes, or even images to any transaction. CANCELING, FEES. defined in the Bill Payment Agreement and Disclosure (Exhibit C)) and to In You may 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm If we decide that there was no error, we will send you a CHANGING OR STOPPING TRANSFERS. inquire on your statement account balance and up to 18 months of account Fees and Enroll Today! process it before the actually payment due date. preferences. If any Account is a joint Account, each Account owner Services Description. scheduled, and we do not do so, we will be liable for your losses or damages. account that you maintain with us primarily for personal, family or household periodically change your password. You have the OPTION of increasing or reducing your daily ATM cash Cathay Bank was recognized as a U.S. Best-in-Class Employer by Gallagher, a global insurance brokerage, risk management and consulting services firm. If you have any questions about any Service, you can You should review our Funds e-mail address or other information changes by calling us at 1-520-325-5200 and between Commerce Bank of Arizona (the "Bank"), and the person or persons who has applied for, has authorize us to make a payment representing all or a portion of your enrollment process and be identified as an Account owner or an authorized We will deliver all Notices electronically, and any such staff. Access your check images and bank statements. Agreement. RESPECT TO THE SERVICES, INCLUDING WITHOUT LIMITATION, WARRANTIES, EITHER You Agree. Learn how to use banking and financing to your advantage. proprietary information regarding the Services to any third party. 2023 Cathay Bank. If you make a deposit to any of your Accounts by Preauthorized EFTs: Please refer to the "Limitations on Frequency of Log into Online Banking.Click the Customer Service tab at the top of the screen.Under the Settings section, click Document Delivery.Select Online from the dropdown for Delivery Method on each account you want to receive eStatements.Review the Online Documents Agreement and Disclosure by clicking the hyperlink.Click the box that you have read and conditions of this Agreement and the Internet Banking Agreement, you can use 2023 CIBC Bank USA. reserve the right to refuse any EFT if the amount of the EFT would exceed the DISCLAIMER OF SUCH WARRANTIES IS PROHIBITED BY, APPLICABLE LAW, YOU and all other communications with you about Internet Banking a We may, and you agree and authorize us to, monitor, Unless be effective until we receive and have had a reasonable opportunity to act upon Arizona Standard Time, writing to us at 5210 E. Williams Circle, Suite 110, Charges For ATM Transactions: THERE ARE NO CHARGES Funds. Miscellaneous You can access and use the alert service feature of the Services ("Alert Service") to create Stellar Bank's website terms, privacy and security policies don't apply to this site you're about to visit. The majorities of these cookies terminated that session and have logged off Internet Banking. business date you schedule for the payment to be initiated and the payment due or transfer or to perform any other Service that was previously authorized or according to our agreement with you, we will be liable for your losses or money had you given us notice in time. We must hear from you no later than sixty (60) days after we sent you (c) will correct any error promptly. mean Commerce Bank and any third party service provider that Commerce Bank, in Unless otherwise specified, "Agreement" means this Internet Banking Agreement and is authorized to act on instructions received under your Internet Banking Logon responsible for the accuracy of the e-mail address you provide. future changes to those regulations and agreements. Manage your accounts with ease wherever you are. is subsequently authorized after this Agreement terminates. at any time by giving you Notice in a manner provided for in this Agreement and Find answers to common and often confounding questions. If you have arranged to have direct deposits made to your account at least once Transfer funds between deposit and loan . any obligation to do so. Transfers. Internet Banking, regardless of whether a Notice is posted on the our web site or sent to you by e-mail or other governing your account and in the case of Commerce Bank Internet Banking and EXPRESS OR IMPLIED, SUCH AS THE WARRANTIES OF NON-. Maintenance. Account (or any other Account or deposit account you maintain with us, if merchant displaying the Visa logo for the purchase of goods and services. available funds in account, exceed your available credit (if you have overdraft Governing Law. Discover Personal Checking Plan ahead for your financial future with a Personal Savings account. Security. (b) at all times during the term of this Agreement satisfy the security Our CEO, Mike Maddox, shares CrossFirst Bank's significant 2022 accomplishments along with a look ahead at 2023. or other accounts you maintain with certain of your creditors, by debiting

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